To facilitate safe, simple and more affordable credit access to the 60 million² everyday Americans who currently lack traditional options while rebuilding their financial health.
Who We Help
U.S. adults lack access to traditional credit2
of U.S. consumers live paycheck to paycheck3
of U.S. adults have savings to cover a $1,000 unplanned expense4
Consumers need access to credit.
of consumers experience financial emergencies a few times a year5.
of U.S. adults don't have savings to cover a $1,000 unplanned expense4.
Who is locked out from traditional credit?
have been denied a line of credit or bank
have been denied a personal loan in the past year5.
Read What People Are Saying
The testimonials on our third-party review websites reflect the individual's opinion and may not be illustrative of all individual experiences with OppFi.
Customers Praise OppFi
“Far exceeded what I had anticipated.”
"I had an answer within 24 hours."
"Polite, respectful, got right to the point."
"The experience was great."
Testimonials reflect the individual’s opinion and may not be illustrative of all individual experiences with OppFi.