Our Mission

To facilitate safe, simple and more affordable credit access to the 60 million1 everyday Americans who currently lack traditional options while rebuilding their financial health.

Bridging the Credit Access Gap

At OppFi, we’re committed to addressing the financial challenges faced by underserved Americans:

  • Families face difficulties paying
    bills or expenses.2

  • Households have less than
    one month of savings.2

  • Credit applicants were turned
    down or did not get as much
    credit as they applied for.2

  • Families face difficulties paying
    bills or expenses.2

  • Households have less than
    one month of savings.2

  • Credit applicants were turned
    down or did not get as much
    credit as they applied for.2

Empowering Everyday Americans

We proudly serve hardworking individuals who form the backbone of our economy. OppFi customers are:

55K

Average Annual Income3

$270

Average Savings3

40 y/o

Average Age3

28%

Homeowners4

37%

Married4

33%

College-Educated4

  • 55K

    Average Annual Income3

  • $270

    Average Savings3

  • 40 y/o

    Average Age3

  • 28%

    Homeowners4

  • 37%

    Married4

  • 33%

    College-Educated4

What Our Customers Say

Real Stories. Real Impact.

reviews

OppFi gave me a chance. I’m
building up my credit and it’s
giving me hope.

Kristina

Fresno, CA

reviews

We really appreciate OppFi for
taking that extra step for my
family!

William

Fredericksburg, VA

reviews

OppLoans is fantastic. I would
highly advise anyone to use it.

Hunter

Marshall, VA

  • reviews

    OppFi gave me a chance. I’m
    building up my credit and it’s
    giving me hope.

    Kristina

    Fresno, CA

  • reviews

    We really appreciate OppFi for
    taking that extra step for my
    family!

    William

    Fredericksburg, VA

  • reviews

    OppLoans is fantastic. I would
    highly advise anyone to use it.

    Hunter

    Marshall, VA

Testimonials reflect the individual’s opinion and may not be illustrative of all individual experiences with OppFi.

Providing Nationwide Credit Solutions

OppFi delivers secure and compliant credit access across the U.S. by collaborating with trusted community banks and leveraging data-driven marketing strategies.

Our Banking Partners Include:

OppFi Inc. (OPFI) Stock Performance

OppFi is traded publicly on the NYSE. Stay updated on OppFi's market activity.

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