Our Mission
We empower everyday consumers to rebuild financial health through facilitating credit access, enabling savings, and building wealth.
Who We Help

150 million
Americans have less than $1,000 in savings2

115 million
Americans live paycheck to paycheck3

60 million
consumers lack access to credit4
Consumers need access to credit.
of consumers experience financial emergencies a few times a year5.
of consumers have less than $1,000 in savings2.
Who is locked out from traditional credit?
have been denied a line of credit or bank
product5.
have been denied a personal loan in the past year5.
Unrivaled Customer Satisfaction
Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings.
Customers Praise OppFi
"I would definitely recommend them."
"Far exceeded what I had anticipated."
"The whole process was quick and easy!"
"There when you need them."
Testimonials reflect the individual’s opinion and may not be illustrative of all individual experiences with OppFi.