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Our Mission

To facilitate safe, simple and more affordable credit access to the 60 million² everyday Americans who currently lack traditional options while rebuilding their financial health.

Who We Help

Consumers need access to credit.


of consumers experience financial emergencies a few times a year5.


of U.S. adults don't have savings to cover a $1,000 unplanned expense4.

Who is locked out from traditional credit?


have been denied a line of credit or bank


have been denied a personal loan in the past year5.

Read What People Are Saying

Customers Praise OppFi

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